228 loan No Further a Mystery
228 loan No Further a Mystery
Blog Article
The Board may well regulate a little lender rating from “Satisfactory” to “Exceptional” on the establishment degree in which the lender requests and receives additional consideration for functions that could qualify pursuant for the Retail Expert services and Products Examination in § 228.
Pursuant to § 228.28 and appendix C to this aspect, the Board assigns conclusions for just a bank's Retail Providers and Products and solutions Take a look at general performance in Every facility-dependent evaluation space, State and multistate MSA, as applicable, and with the establishment.
스마트폰에서 네이버 앱 을 설치하면 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버의 다양한 서비스를 앱에서 바로 이용할 수 있습니다. 구글 플레이 스토어 또는 앱 스토어에서 "네이버"를 검색하여 앱을 설치하세요.
문화를 만들기 위한 네이버의 노력이오니 회원님의 양해와 협조 부탁드립니다.
The Board considers details provided by the lender and should take into consideration publicly readily available information and facts and data provided by authorities or community resources that demonstrates that a Local community progress provider Positive aspects or serves a facility-primarily based evaluation spot, State, or multistate MSA, or perhaps the nationwide location.
The Board evaluates a sizable lender's document of helping to meet up with the credit desires of its entire Local community in its outside retail lending place pursuant to § 228.
(6) A bank's shut-end home home loan lending, little enterprise lending, tiny farm lending, or automobile lending in distressed or underserved nonmetropolitan middle-earnings census click here tracts in which a lender's nonmetropolitan facility-centered assessment space or nonmetropolitan retail lending evaluation spot includes only a few or no minimal- and moderate-income census tracts; and
Pursuant to § 228.21, the Neighborhood Growth Funding Take a look at evaluates the bank's file of helping to meet the credit score wants of its complete Neighborhood by means of Neighborhood advancement loans and Neighborhood improvement investments (
To judge a lender's retail banking products and services, the Board considers a lender's branch availability and providers presented at branches, remote services facility availability, and electronic shipping programs together with other shipping methods, as follows:
When you've got thoughts for that Agency that issued The existing doc make sure you Call the company directly.
The Board evaluates a lender's distant assistance facility availability in a very facility-dependent assessment location depending on the following:
For those who have questions for that Agency that issued The present doc remember to Get in touch with the company straight.
(B) The Nationwide Neighborhood Enhancement Financial commitment Benchmark measures the dollar quantity of community progress investments that advantage or provide all or part of the nationwide place, excluding home loan-backed securities, of all substantial depository institutions that had belongings greater than $10 billion as of December 31 in both of those from the prior two calendar decades in comparison with deposits situated in the nationwide space for all those depository institutions, calculated pursuant to paragraph II.n of appendix B to this aspect.
) The selection of retail banking providers and retail banking merchandise made available by electronic shipping devices along with other shipping devices; and